Privacy Policy

1. Introduction

Billyo ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use the Billyo app or visit our website.

2. Information We Collect

We collect the following types of information:

• Email address — when you create an account or contact us for support.
• Subscription data — names, amounts, billing cycles, and renewal dates for subscriptions you manually add to the app.
• Usage data — how you interact with the app (e.g., features used, session duration) to help us improve the product.
• Device information — operating system, app version, and device type for debugging and support purposes.

3. How We Use Your Information

We use your information to:

• Provide and improve the Billyo service.
• Send you renewal reminders and billing alerts you configure.
• Notify you about product updates, new features, and launch announcements (you can opt out at any time).
• Respond to your support requests.
• Analyze usage patterns to improve app performance and user experience.

4. Data Sharing

We do not sell, rent, or share your personal information with third parties for marketing purposes. We may share data with trusted service providers (e.g., cloud infrastructure, analytics) strictly to operate the app, under confidentiality agreements. We may also disclose information when required by law.

5. Data Storage and Security

Your data is stored securely using industry-standard encryption in transit and at rest. We take reasonable technical and organizational measures to protect your information from unauthorized access, loss, or misuse. However, no method of transmission over the internet is 100% secure.

6. Data Retention

We retain your personal data for as long as your account is active or as needed to provide the service. You may request deletion of your account and associated data at any time by contacting us.

7. Your Rights

Depending on your location, you may have the right to:

• Access the personal data we hold about you.
• Correct inaccurate data.
• Request deletion of your data.
• Object to or restrict certain processing.
• Withdraw consent at any time.

To exercise any of these rights, contact us at hello@billyo.app.

8. Children's Privacy

Billyo is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us with their information, please contact us and we will delete it promptly.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via email or a prominent notice in the app. Continued use of Billyo after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at hello@billyo.app.